Products and Services

30 year fixed rate mortgages
ARM loans with fixed periods of 6ms, 2 yrs., 3 yrs., 5 yrs., 7yrs., and 10 yrs.
15 & 20 year fixed rate mortgages
Combination...... 80% 1st trust deed and 20% 2nd trust deed to achieve no money down purchase structures or to pay off debt and with NO private mortgage insurance.
ARM loans starting as low as 1.25%
100% loan to value - purchase and rate & term - no mortgage insurance
Cash out refinancing to 100% of a properties appraised value
Mortgage reduction program - you build home equity up to three times faster. Interest rates based on credit and loan to value.
Streamline refinance - you may qualify for a "streamline refinance" which have no fees, no points and NO INCREASE in your loan amount.

Debt Consolidation - up to 125% loan to value. Reduce your monthly payments to one-half by consolidating your debts.
Home Improvements - can be used for remodeling kitchens, baths, new flooring, swimming pools or room additions (to name a few).
Combination / Debt Consolidation & Home Improvement - pay off debt - and receive money to do home improvements.

Ability to Shop At Home: You can inquire or submit an application for a loan in the privacy of your home or office.
Convenience: We are approved with over 100 lenders giving you, the borrower the advantage of our expertise in finding the program that will best suit YOUR needs, saving you countless hours going from one bank or lender to another.
Free Analysis: We offer a variety of powerful financial analysis reports for FREE including; Pre-Qualification to Income Analysis, Qualify Borrower to Property Analysis, Rent vs. Own Analysis, Refinance Breakeven Analysis, and the Mortgage Prepayment Analysis.
Loan Amortization Schedule: We will create an amortization schedule for your mortgage, Free.
No Up Front Fees You pay nothing for this service. There are no fees unless we are able to fund the loan of your choice.

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